Read these 6 Medication Costs Tips tips to make your life smarter, better, faster and wiser. Each tip is approved by our Editors and created by expert writers so great we call them Gurus. LifeTips is the place to go when you need to know about Prescription tips and hundreds of other topics.
If your insurance have a mail order plan, it can usually save you substantial amounts of money on maintenance medications. You still need to use your local pharmacy for medications that you need immediately.
If you are trying a new medications, request a 7 days supply at first. This will give you enough time to see if it agrees with you. Pharmacies cannot take medication back once you purchase it.
Shop around for a pharmacy that offers senior discounts. The discount is typically 10% off and will only apply to seniors that have no prescription insurance.
Many senior organizations and companies offer a discount card for prescriptions. You pay a small annual fee and then receive a contracted price for your medications. The savings are usually a little higher than the typical 10% senior discount, so it would pay to have one of these if you are on many medications.
Save all pharmacy receipts, as some medications may be covered under major medical plans. Some individuals can also submit receipts for tax purposes.
Check with your insurance carrier to see how many days supply of medication you can receive for 1 copayment. Ask your doctor to write your prescriptions for that amount of pills. Many physicians automatically write for a 30 day supply, but some insurance companies will cover a 90 day supply for the same copayment--which can save you alot of money over time.
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Jolyn Wells-Moran |